Last updated: October 13, 2026
1. Acceptance of Terms
By accessing or using globalmortgagecalc.com (“the Site”), you agree to these Terms of Service. If you do not agree, please do not use the Site.
2. Description of Service
The Site provides free online mortgage calculators and educational content, including monthly payment estimates, amortization schedules, affordability estimates, refinance comparisons, and extra-payment analyses for the United States, United Kingdom, Canada, and Australia.
3. No Financial Advice
All calculators, figures, and articles are for general educational and informational purposes only. They are estimates based on the inputs you provide and standard industry formulas. Nothing on the Site constitutes financial, investment, legal, or tax advice. Always consult a licensed mortgage adviser or financial professional before making borrowing decisions. See our Disclaimer page.
4. Accuracy
We work hard to keep calculations accurate — including country-specific rules such as semi-annual compounding for Canadian mortgages — but we make no warranties, express or implied, about completeness or accuracy. Always verify figures with your lender.
5. Acceptable Use
You agree not to: (a) misuse the Site or interfere with its operation; (b) scrape or copy content at a volume that harms the service; (c) use the Site for any unlawful purpose; (d) attempt to gain unauthorized access to our systems.
6. Intellectual Property
The Site’s calculators, text, design, and graphics are owned by Global Mortgage Loan Calculator and protected by applicable intellectual-property laws. You may use the Site for personal, non-commercial purposes. You may not reproduce, redistribute, or create derivative works without written permission.
7. Third-Party Links
The Site may link to third-party websites (e.g., consumerfinance.gov). We are not responsible for their content or practices.
8. Limitation of Liability
To the maximum extent permitted by law, Global Mortgage Loan Calculator shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or reliance on, the Site’s calculators or content.
9. Indemnification
You agree to indemnify and hold harmless Global Mortgage Loan Calculator from claims arising out of your misuse of the Site or violation of these Terms.
10. Changes to These Terms
We may update these Terms from time to time. Continued use of the Site after changes means you accept the updated Terms. The “Last updated” date above reflects the latest revision.
11. Governing Law
These Terms are governed by the laws of Pakistan, without regard to its conflict-of-law provisions.
12. Contact
Questions about these Terms: support@globalmortgagecalc.com (see our Contact page).