Privacy Policy
Last Updated: October 2026
Welcome to Global Mortgage Loan Calculator (accessible at https://globalmortgagecalc.com/). We respect your privacy and are committed to protecting the personal data of our visitors across the United States, United Kingdom, Canada, Australia, and worldwide.
This Privacy Policy explains how we collect, use, and safeguard your information when you use our free online mortgage calculation tools, amortization schedules, and educational resources.
1. Information We Do NOT Collect
Our mortgage loan calculator operates primarily in your web browser. When you enter financial estimates—such as loan amounts, interest rates, loan terms, down payments, property taxes, or extra payment figures:
- We do not store, save, or transmit your individual mortgage calculation inputs to any external server.
- We never ask for sensitive personal identification, including Social Security Numbers (SSN), National Insurance Numbers, bank account credentials, credit card details, or home addresses.
---
2. Information We Automatically Collect
Like most standard websites, we collect non-personally identifiable information automatically through server logs, web analytics, and cookies to ensure optimal performance, security, and tool functionality:
- Device & Browser Data: Browser type, operating system, screen resolution, referring URLs, and language preferences.
- Usage Data: Time spent on pages, button interactions, calculation trigger events, and general navigation patterns.
- IP Addresses: Used by server firewalls and analytics platforms to detect bot traffic and determine general geographic location (country or city level).
---
3. Cookies and Tracking Technologies
We use cookies, web beacons, and local storage to optimize user experience, remember preferences, and analyze site performance.
Types of Cookies We Use:
- Necessary Cookies: Essential for site security, basic navigation, and recording your cookie consent preferences via our Consent Management Platform (CookieYes).
- Analytical & Performance Cookies: Used by Google Analytics to help us understand visitor traffic volume and improve our mortgage calculation features.
- Advertising Cookies (Third-Party): May be set by third-party advertising partners (such as Google AdSense) to serve relevant advertisements based on prior visits.
You can adjust, customize, or revoke your cookie preferences at any time by clicking the consent widget badge at the bottom-left of our website or by configuring your web browser settings.
---
4. Google Analytics and Consent Mode
We utilize Google Analytics (GA4) integrated with Google Consent Mode v2. This ensures that analytical and marketing cookies are only activated in accordance with your explicit choices on our cookie banner.
Google Analytics processes data anonymously. To learn more about how Google handles user data, visit Google’s Privacy & Terms.
---
5. Third-Party Advertisements (Google AdSense)
We may display advertisements provided by Google and certified third-party ad networks to keep this mortgage calculator free for all users.
- Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites.
- Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.
- Users may opt out of personalized advertising by visiting Google Ads Settings or through the Network Advertising Initiative opt-out page.
---
6. Global Privacy Rights & Compliance
United Kingdom & European Union (GDPR / UK DPA 2018)
If you reside in the UK or EEA, you possess the right to access, rectify, restrict, or delete any personal data we hold, as well as the right to withdraw consent at any time without affecting lawful processing prior to withdrawal.
United States (CCPA / CPRA & State Laws)
California and other US state residents have the right to know what personal data is collected, request deletion, and opt out of the sale or sharing of personal information. We do not sell your personal information.
Canada (PIPEDA)
Canadian visitors have the right to request access to their personal data and challenge its accuracy in compliance with the Personal Information Protection and Electronic Documents Act.
Australia (Privacy Act 1988)
Australian visitors may request access to their data and lodge inquiries in accordance with the Australian Privacy Principles (APPs).
---
7. Financial Disclaimer
The calculations and amortization schedules provided by Global Mortgage Loan Calculator are for informational, educational, and illustrative purposes only. They do not constitute formal mortgage underwriting, financial advice, taxation planning, or a binding loan commitment. Always consult a certified mortgage advisor, bank, or licensed financial professional before making real estate or borrowing decisions.
---
8. External Links
Our website may contain links to official government agencies, central banks, or external resources. We are not responsible for the privacy practices, content, or terms of third-party websites. We encourage you to review the privacy statements of any external sites you visit.
---
9. Children’s Privacy (COPPA Compliance)
Our website is directed toward adults seeking mortgage and real estate loan estimates. We do not knowingly collect personal identifiable information from children under the age of 13 (or under 16 in certain jurisdictions).
---
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect technological changes, legal requirements, or new site capabilities. Any updates will be posted on this page with an updated "Last Updated" revision date.
---
11. Contact Us
If you have any questions, feedback, or data privacy requests concerning this Privacy Policy, please contact us:
- Website: globalmortgagecalc.com
- Email: support@globalmortgagecalc.com
Explore our About Us, review our Financial Disclaimer, or Contact Us.